How does it work?
Usually an individual or family hires me as their money manager to help them set up a spending plan, a debt repayment plan, a savings plan and a giving plan as needed. I then pay all of their recurring bills and for a small fee I become the family's personal "bookkeeper."
Steve Brooks
1. BUDGET COACHING
there is a small fee for THE BUDGET COACHING SERVICE:
We will meet in person or via Zoom (if you live outside the greater Phoenix, Arizona area) in order for me to understand your specific financial needs and to explain how the Budget Coaching process works.
If you want to proceed, I will introduce you to the online budget coaching course that Crown Financial Ministries has developed. The cost for this online course is $39.95. This excellent course will teach you many of God’s financial principles contained in the Bible AND it will give you the practical tools you will need to balance your budget and to live within your income.
We will meet for a minimum of six (6) appointments to discuss the biblical and practical homework that you have completed for each session. Each appointment will go for 1 to 1 1/2 hours each, and there is NO CHARGE for these sessions.
Following our budget coaching sessions, you might want to hire me as your money manager (see below).
2. MONEY MANAGEMENT
Following the Budget Coaching sessions, you might want to hire me (at an hourly rate) to be your personal money manager (“bookkeeper”).
I will set you up with an online budget program that will track your income and expenses on a daily basis.
I will set up all of your monthly bills to be paid automatically from your personal check account.
You will begin to use your debit card (or cash) for all non-emergency expenses.
We will set up a debt reduction plan to help you to get out of debt quickly.
I will set up a savings plan so you have money set aside when the auto needs to be repaired, for vacation, for emergencies, for holiday gifts, etc.
I will encourage you to be generous with the money and possessions God has entrusted to you.
I will help you to simplify your finances.
I will have a monthly accountability meeting with you to show you:
A list of the bills that have been paid the past month;
The progress on your Debt Repayment Plan;
The progress on your Savings and Giving Plans.
